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This article was published on April 7th, 2020
Right now, some of you may be missing your bikes, we understand how you feel, however if you have suffered a motorcycle accident you may also be worried about future losses.
Heading out on a motorcycle gives many riders that feeling of freedom and excitement that we are all missing at this moment in time, however now more than ever it’s essential we stay home whenever we can.
Whilst motorcyclists across the UK may be itching to get out on a ride, we hope to highlight the positives of the current situation where possible, this includes the fact that the measures implemented by the government as a result of Covid-19 have given bikers the perfect opportunity to take stock and remind themselves about the basics of motorcycle safety.
None of us like to think about it, but accidents can happen and when it’s not your fault, you can pursue a claim against the other party.
Remember, your insurers will tell you that you must use a specific solicitor – this is incorrect, you can decide who represents you and you won’t be penalised for doing so.
We are specialist motorcycle solicitors and we recommend that you always use a specialist.
Motorbike accident claims need and deserve specialist attention because the injuries sustained, liability issues and losses incurred are quite specific.
Below, we outline what you must consider with regards to future losses following a motorcycle accident.
Your claim will consist of your injury, financial losses and future financial losses.
Future losses tend to arise where a Claimant is seriously injured. Due to your vulnerability when involved in a collision with a “metal box”, it is likely that your injuries will be serious and may affect you into the future, long after your claim has been finalised. It’s important that this is taken into consideration as once your claim has settled you will not be able to revert back for further compensation. The area of future losses is complex, and this article should only be taken as a broad overview. The evidential side of it may not be straight forward. In addition, the calculations used for arriving at a figure for your future losses are also quite complex with something called the Ogden tables being used to find a multiplier for the costs.
Consideration should be given to the following issues (this is not an exhaustive list but gives you some idea of what should be considered).
We should point out that all future losses need to be supported by evidence and, in particular, your medical evidence. Hopefully, you will never need to be in a position where you need to know all of this, but if the worst happens, make sure your solicitors are considering your future need as well as the present situation.
If you have a question or are concerned about anything discussed in this blog post or are seeking legal advice following a motorcycle accident, our team are here to support you.
Contact us to arrange your free initial consultation today on 0800 1979 345 or complete our online enquiry form by clicking here.