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This article was published on November 28th, 2022
Whilst the majority of employers do everything they can to ensure that they provide a safe working environment for their employees. Unfortunately, sometimes things go wrong and accidents occur. Whether you are an employer looking to find out more about liability claims or you are seeking advice after an accident at work, keep reading to find out everything you need to know about employers’ liability.
Employers’ liability insurance is a type of commercial insurance that covers the cost of injuries a worker may suffer due to their work. It is a standard part of business insurance and is an integral part of employers’ liability law in the UK.
The law requires employers to take out minimum insurance to cover any injuries that may happen to their employees while at work. This means that if an employee is hurt while they’re on the job and they make a compensation claim, their employer can use their insurance to cover the cost. The insurance will also pay out if a worker is injured while visiting a client’s premises, so long as they were there to do their job.
If you have been injured at work, your priority should be seeking medical attention for your injury.
If possible, you should take pictures of the scene of the accident and your injury. You should also make a note of any workers who witnessed the accident so that they can corroborate your claim if you decide to go ahead and claim compensation for your injury.
To make an employer’s liability claim you need to be sure that your accident and subsequent injuries happened as a result of your employer’s negligence. You should ensure that you have sufficient evidence in order to support your claims.
Once you have collected the evidence, you should contact a specialist personal injury solicitor. An experienced solicitor will be able to advise you on the procedures that you will need to follow as well helping to obtain evidence to support your claim.
If you are injured at work and you believe that your employer is responsible, you might be able to make an employer’s liability claim. However, the laws surrounding personal injury claims are complex and it can be difficult to know whether or not you are eligible to make an employer’s liability claim.
Here at Thorneycroft Solicitors, we offer a free initial consultation to review your circumstances. We will then advise you of all the options available to you.
To speak to one of our specialist team call us now on FREEPHONE 01625 503 444, or complete our simple enquiry form and we can call you back at a time to suit you.