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This article was published on July 22nd, 2024
If you’ve been involved in an accident abroad that wasn’t your fault, you may be eligible to claim compensation for loss of earnings if your injuries prevent you from going back to work after your holiday.
At Thorneycroft Solicitors, our team of experienced personal injury solicitors can help you claim for loss of earnings within your holiday accident claim. However, there are a few steps you need to take to maximise the validity of your claim and receive the correct amount of compensation.
The first thing you should do after getting into an accident abroad is prioritise your health and wellbeing by seeking medical attention. If you are unsure on what to do, contact your travel insurance provider as they will be able to advise on the best course of action. You should also keep any documents given to you by medical professionals to demonstrate the extent of your injury within your claim.
It is integral to any holiday accident claim to provide as much evidence as possible to support your claim. We understand that after your accident your mind will be preoccupied with other things, however is it incredibly important to establish accurate details through the following:
If you’re an employee, calculating your loss of earnings is simple. Divide your take home pay by the amount of days worked throughout the month to work out how much you earn a day. Then multiply this by how many days you have been unable to work, making sure to deduct any Statutory Sick Pay or pay covered by your employer during your time off from the total.
If you’re self-employed, it is slightly more difficult to calculate your loss of earnings. You can provide your SA302 calculation from HMRC, any contracts you would have worked on during this time and your bank statements to prove your average income over the last 6 months. These will help establish an estimated total loss of earnings due to your accident.
Whilst we will always wish you a speedy recovery, some injuries can unfortunately impact you for the long-term and affect your ability to earn in the future. Calculating your future loss of earnings is a much more complex process and will be dependent on your current salary, age, job prospects and the extent of your injury.
If you’re an adult in the UK, you have up to three years from your accident to submit your claim. However, we would recommend getting in touch with our specialist personal injury team as soon as possible. Contact us today on 0800 1979 345 or complete our simple enquiry form and we will reach out at a time convenient to you.
