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You need ATE insurance to pay for disbursements and the other side’s costs in the event that your claim fails.
You will benefit from QOCS protection providing the third party are prepared to accept that they are responsible for your injury. However, even if they do accept they are responsible, they may not accept that your injuries are as severe as you say they are. If they don’t they will not settle the case and so we will need to go trial to prove your claim. If this happens the judge will need to make a decision and you could lose your case. You may lose the QOCS protection meaning that you will need to pay for the other sides costs.
QOCS protection doesn’t apply if there is dispute over the costs of repairs to your vehicle or credit car hire, so should we need to go to court to recover the costs, should we lose, the ATE policy will cover the costs of the other side.
We will do all we can to maximise damages and this may mean that we need to go to court. If we beat their offer then it’s not a problem, but if we don’t you will be liable for the other sides costs up to the amount of their offer, meaning that you could end up with nothing, unless you have ATE insurance that will pay the other sides costs.
You only pay the premium if your case is successful, but the insurance will still cover all the costs if your case is lost or we decide that your case no longer has reasonable prospects of succeeding.
Only partly. The policy covers your disbursements and the other sides costs, but the only part that’s recoverable from the other side is the element that relates to your disbursements. The part of the premium that that pays for the other sides costs in your case is lost will be deducted from your damages at the conclusion of your case and providing it is successful.
This website privacy notice sets out how Thorneycroft Solicitors uses and protects any information that you give Thorneycroft Solicitors when you use this website.
Thorneycroft Solicitors is committed to ensuring that your privacy is protected. Should we ask you to provide certain information by which you can be identified when using this website, then you can be assured that it will only be used in accordance with this privacy statement.
Thorneycroft Solicitors may change this policy from time to time by updating this page. You should check this page from time to time to ensure that you are happy with any changes. This policy is effective from 01/05/2018.
What we collect
We may collect the following information:
We will collect the information directly from you via completion of our enquiry form on the website.
What we do with the information we gather
We require this information to understand your needs and provide you with a better service, and in particular for the following reasons:
We will also collect and process your personal data if you have consented to receiving marketing in respect of our services. You are able to unsubscribe or withdraw your consent at any time by emailing [email protected] or writing to ‘Marketing’ at Thorneycroft Solicitors, 9a Bridge Street Mills, Bridge Street, Macclesfield, Cheshire SK11 6QA.
We are committed to ensuring that your information is secure. In order to prevent unauthorised access or disclosure, we have put in place suitable physical, electronic and managerial procedures to safeguard and secure the information we collect online.
If you do not instruct us in relation to your legal matter, your personal details will be retained for a period of 12 months.
If we are instructed in relation to your legal matter, we will keep it in line with our data retention periods. Details of our retention period for your legal matter can be found within our Client Care Letter and/or Terms of Business, under the heading file retention.
Links to other websites
Our website may contain links to other websites of interest. However, once you have used these links to leave our site, you should note that we do not have any control over that other website. Therefore, we cannot be responsible for the protection and privacy of any information which you provide whilst visiting such sites and such sites are not governed by this privacy statement. You should exercise caution and look at the privacy statement applicable to the website in question.
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