Unsolicited telephone calls misusing our name - We do not nuisance cold call -
Have a question? Call us on 0800 1979 345
This article was published on August 19th, 2016
In recent times, the insurance industry has continuously blamed the rising costs of motor insurance on the increased number of whiplash cases. An extract from this week’s APIL news claims to the contrary –
Insurers are saving hundreds of millions of pounds a year as both the level and cost of whiplash claims decline, APIL said as it refuted a report in The Times.
“How long must insurers be allowed to make spurious claims about the cost of motor premiums without being challenged?” asked APIL president Neil Sugarman.
The Times’ story reports on a study by MoneySuperMarket, the price comparison website, which says the cost of car insurance premiums is on the rise because of a ‘continuing high level of whiplash claims’.
“The reality could not be more clear. The insurance industry’s own data shows that the average cost of a personal injury motor claim has fallen by more than six per cent during the last three years. Car insurers are making annual savings of approximately £518 million on personal injury claims but it could be even more,” Neil said.
“The increase in insurance premiums cannot logically have anything to do with whiplash claims”.
In an article last year in The Solicitor’s Journal, the president of the Association of Personal Injury Lawyers (APIL), Jonathan Wheeler, said that the insurance industry had failed to live up to its previous promises to pass savings on to motorists.
‘Since 2012 the portal has been extended, medical reporting for whiplash claims has been completely overhauled, sharing of fraud data has been introduced, and solicitors’ fees have been slashed.
‘Government figures show whiplash claims have fallen by more than a third in the past four years. Yet still insurance premiums have increased,’ said Wheeler.
‘Only two years ago the government ruled out increasing the small claims court limit because there were no adequate safeguards to protect genuine claimants. There are still no adequate safeguards.’
‘We need to remember that these are people who have been needlessly injured by the negligence of others,’ he added. ‘Removing the right to damages for pain and suffering would show a callous indifference to the suffering of people who were needlessly injured by the negligence of others.’
All of this begs the question are the plans to raise the small claims limit for personal injury claims and scrap general damages for ‘minor’ whiplash injuries warranted?
This website privacy notice sets out how Thorneycroft Solicitors uses and protects any information that you give Thorneycroft Solicitors when you use this website.
Thorneycroft Solicitors is committed to ensuring that your privacy is protected. Should we ask you to provide certain information by which you can be identified when using this website, then you can be assured that it will only be used in accordance with this privacy statement.
Thorneycroft Solicitors may change this policy from time to time by updating this page. You should check this page from time to time to ensure that you are happy with any changes. This policy is effective from 01/05/2018.
What we collect
We may collect the following information:
We will collect the information directly from you via completion of our enquiry form on the website.
What we do with the information we gather
We require this information to understand your needs and provide you with a better service, and in particular for the following reasons:
We will also collect and process your personal data if you have consented to receiving marketing in respect of our services. You are able to unsubscribe or withdraw your consent at any time by emailing [email protected] or writing to ‘Marketing’ at Thorneycroft Solicitors, 9a Bridge Street Mills, Bridge Street, Macclesfield, Cheshire SK11 6QA.
We are committed to ensuring that your information is secure. In order to prevent unauthorised access or disclosure, we have put in place suitable physical, electronic and managerial procedures to safeguard and secure the information we collect online.
If you do not instruct us in relation to your legal matter, your personal details will be retained for a period of 12 months.
If we are instructed in relation to your legal matter, we will keep it in line with our data retention periods. Details of our retention period for your legal matter can be found within our Client Care Letter and/or Terms of Business, under the heading file retention.
Links to other websites
Our website may contain links to other websites of interest. However, once you have used these links to leave our site, you should note that we do not have any control over that other website. Therefore, we cannot be responsible for the protection and privacy of any information which you provide whilst visiting such sites and such sites are not governed by this privacy statement. You should exercise caution and look at the privacy statement applicable to the website in question.
You can set preferences for how Google advertises to you using the Google Ad Preferences page, and if you want to you can opt out of interest-based advertising entirely by cookie settings or permanently using a browser plugin.×