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This article was published on November 25th, 2014
There is an increasing trend in couples divorcing later in life who are either retired or close to retirement. Studies by the International Longevity Centre discovered that based on current trends, divorce amongst people aged 60+ will increase by more than 40% in the next 30 years.
Figures show that women are regularly failing to consider pension savings when settling their financial affairs. Only 15%* of women consider pension savings as an asset when divorcing and risk leaving themselves financially worse off.
On average the man’s pension will be healthier in terms of contributions and also length of time contributed. This is because, statistically, the man is usually the bigger wage earner and also the woman often gives up work for a period of time to raise children. There are always exceptions to this with same sex marriages or stay at home dads, but on average the man’s pension is considerably healthier than his spouses. Some woman may have never worked and so will completely rely on their husband’s pension to provide an income in retirement.
Divorces after long marriages are always financially complicated and women can be vulnerable to unfair settlements if they are not given the right advice. Pension savings can be complicated when assessing their true value particularly if a woman is not working and will rely solely on it for income.
By contacting Thorneycrofts expert Family Law solicitors you can rest assured you will be given the best advice to ensure your financial settlement is legally fair for all parties involved.
Thorneycroft specialist divorce solicitors offer expert help and advice on the legal and financial implications of a relationship breakdown. Each member of the team has the required skills to negotiate a financial settlement ensuring a positive outcome for you.
If you live in Macclesfield, Buxton, Holmes Chapel or surrounding areas and require divorce law advice or to discuss your separation in more detail please call one of our specialist solicitors now on FREEPHONE 0800 1979 345, or complete our simple enquiry form.
*Research by pension provider Scottish Widows
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